How to Use Your HSA/FSA Funds at Sweat & Milk

Save Up to 30%* on Nursing & Pumping Bras

You Earned It, Now Use It

If finding a nursing bra that actually works — real support, without giving up comfort or style — matters to you, we have good news: you can now put your hard-earned HSA and FSA funds toward Sweat & Milk nursing and pumping bras.

We've been working hard to make postpartum support more accessible, not just more stylish. So we partnered with an organization that helps us do exactly that: Truemed.

In this guide, you'll learn what Truemed is and exactly how to pay for your favorite Sweat & Milk bras with your HSA or FSA funds — for one-time orders and subscriptions.

What Is Truemed?

Truemed is a payment tool that lets health and wellness brands accept HSA/FSA funds — think of it as PayPal for HSA/FSA. They partner with brands like ours to make it simple to pay for qualified purchases with money you've already set aside, tax-free, instead of waiting on paperwork or a reimbursement check.

What's Actually Eligible (Read This First)

This is the part we want to be upfront about: right now, only our nursing & pumping sports bras qualify. Breastfeeding and pumping supplies are recognized by the IRS as qualified medical expenses because they support a specific health need — feeding your baby. General apparel, even a great pair of leggings for the school run, doesn't meet that bar under IRS rules, so it isn't eligible yet.

✓ HSA/FSA Eligible

✗ Not Eligible

All Sweat & Milk nursing & pumping sports bras (Chloe, Océane, Venice, Emily, Maeve, Supportive Flow, and future bra styles)

Tops, leggings, joggers, PJs/sleepwear, outerwear, accessories, gift cards, and any non-bra product

 

Save Up to 30%* — Here's How It Works

Nursing and pumping bras are automatically recognized as HSA/FSA-eligible — no health survey, no waiting for approval, and no Letter of Medical Necessity required. You simply pay with your HSA/FSA card at checkout, the same way you'd use it at a pharmacy.

That's it. You'll get your order confirmation right away, and you've effectively saved up to 30% on your bra, since you paid with pre-tax dollars instead of post-tax income.

*Savings come from using pre-tax dollars to make a qualifying HSA/FSA purchase. Actual savings reflect your effective tax rate and vary by plan and tax bracket. This isn't tax advice — check with your plan administrator or tax professional if you have questions about your specific account.

1.    Add any HSA/FSA-eligible nursing bra(s) to your cart — look for the "Pay with HSA/FSA" tag on the product page.

2.    Go to checkout.

3.    Select "Truemed — Pay with HSA/FSA" under payment options. Your card is charged instantly — no forms, no survey, no waiting.

 

Frequently Asked Questions

Is this a loan, or do I need to pay it back?

No. This is your own HSA/FSA money — funds you or your employer already set aside pre-tax. You're not borrowing anything and there's nothing to repay.

Why are only the bras eligible, not tops or leggings?

IRS rules limit HSA/FSA eligibility to items tied to a specific medical purpose. Nursing and pumping bras qualify because they directly support breastfeeding. General activewear, however comfortable, doesn't meet that definition — so it isn't eligible under current guidelines.

Do I need a doctor's note or a Letter of Medical Necessity?

No. Nursing and pumping bras are automatically HSA/FSA-eligible under IRS rules, so there's no health survey, doctor's note, or Letter of Medical Necessity required — just check out with your HSA/FSA card like you would at any pharmacy.

What if my order has bras and other items that aren't eligible?

Truemed automatically splits your payment: the HSA/FSA-eligible bras are charged to your HSA/FSA card, and everything else in your cart is charged to your regular card — all in one checkout, no extra steps.

Is my information safe?

Yes. Truemed processes your HSA/FSA card payment securely at checkout, the same way any other card payment is handled — Sweat & Milk never sees your HSA/FSA account details.